This policy explains what information we collect, how we use it, and the choices you have.
Last updated: 1 May 2026
1. Who we are
FinScholar (the "Site", "we", "us") is an independent educational publication available at baivc.com. You can reach us at support@baivc.com for any privacy question.
2. Information we collect
We collect two types of information:
(a) information you provide voluntarily, such as your name and email address when you complete the contact form or subscribe to our newsletter.
(b) information collected automatically when you browse the Site, including your IP address, browser type, device type, referring URL, and pages viewed.
3. Cookies and similar technologies
We use cookies and similar technologies (such as web beacons and local storage) to remember your preferences, understand how the Site is used, and serve relevant advertising. You can disable cookies at any time from your browser settings, but some parts of the Site may not work as intended if you do so.
4. Third-party advertising, including Google AdSense
We allow third-party vendors, including Google, to display advertisements on the Site. These third-party vendors may use cookies, web beacons, and similar technologies to serve ads based on your prior visits to our Site and other sites on the internet.
Google's use of advertising cookies enables it and its partners to serve ads to you based on your visit to our Site and/or other sites on the internet. You may opt out of personalised advertising by visiting Google Ads Settings. You can also opt out of a third-party vendor's use of cookies for personalised advertising by visiting www.aboutads.info.
5. Analytics
We use privacy-respecting analytics tools to understand aggregated traffic patterns. These tools do not identify individual visitors and are used solely to improve the content we publish.
6. How we use your information
To respond to questions submitted through our contact form.
To send the newsletter you have explicitly subscribed to.
To measure and improve the performance of the Site.
To display relevant advertisements from our advertising partners.
To comply with legal obligations and prevent misuse of the Site.
7. Sharing your information
We do not sell your personal information. We only share information with service providers who help us run the Site (for example, email delivery services, hosting providers, and advertising networks), and only to the extent necessary for them to perform their services.
8. Your rights
Depending on where you live, you may have the right to access, correct, or delete the personal information we hold about you, and to object to certain uses of it. To exercise these rights, email support@baivc.com and we will respond within 30 days.
9. Children
The Site is intended for users aged 16 and older. We do not knowingly collect personal information from children under 16. If you believe we have done so, please contact us and we will delete the information promptly.
10. Changes to this policy
We may update this Privacy Policy from time to time. When we do, we will change the "Last updated" date at the top of this page. Continued use of the Site after any change means you accept the updated policy.